Robert Kearney

Here’s What You Get From Colorado’s Hard Money Loan Specialist 

Denver Hard Money Loans make up most of our activity and include Aurora, Thornton, Northglenn, Littleton, Lakewood, Wheat Ridge, Arvada, Golden, Boulder and other Denver Metro Area communities. Colorado Springs, Fort Collins, Greeley hard money loans are also on the books, providing needed real estate financing to investors and contractors. Often several other Colorado Mortgage Brokers have attempted to place a tough to do hard money loan, only to succeed in financing their Colorado loan with our knowledge and experience in the hard money lending arena. Our Colorado expertise and creativity in structuring each hard money loan transaction, using our own funds over the last 10 years has only served to enhance our success across all of Colorado. We have done loans in Montrose, Grand Junction, Colorado Springs, Fountain, Loveland, Greeley, Brighton, Hudson, Fort Collins, Wellington, Fountain, Aurora and even Peyton, all Front Range communities. Denver Hard Money loans, of course include all the suburbs. Today, we make your hard money loan with our own funds eliminating much of the uncertainty that comes from dealing through networks of brokers. Borrowers from Denver and all across Colorado come to Abbey Mortgage & Investments, Inc. as a single source of funds through Lynx Loan Fund, LLLP, Our focus is to make sure your Denver Metro Area or Colorado bridge loan project is a success, while earning fair returns for our private money loan.

Information for Interested Investors

In 2006, Robert Kearney setup Lynx Loan Fund, LLLP. Lynx’s objective is to provide a high risk adjusted return and capital preservation to fund partners through real estate secured and equivalent investments. These loans are known as hard money financing, transitional loans, or private real estate loans. Lynx Loan Fund, LLLP is only available to investors who meet the SEC’s definition of an accredited investor. Lynx is not currently accepting new investments.  Lynx limits new investments in its Fund on an annual basis. This is not a solicitation to invest in Lynx Loan Fund, LLLP. An offering can only be made by the Offering Memorandum, which needs to be thoroughly understood, as this is an investment entailing risk.

Secured Private Debt

Secured Private Debt, LLC (SPD) is a subsidiary of Lynx Loan Fund, LLLP. Lynx Loan Fund has been providing investors with consistent secured returns since 2006. SPD purchases real estate secured first deeds of trust or mortgages, participations in secured first deeds of trust or mortgages, and originates loans secured by first deeds of trust on Colorado real estate. These loans are serviced by Lynx Loan Fund, LLLP limiting exposure on each loan to no more than 70% of underlying value of the real estate collateral or 90% of the actual loan amount secured by property – whichever is less. Secured Private Debt makes Notes secured by these mortgages available to Verified Accredited Investors for 1, 2 or 3 year terms. These investments pay interest at rates of 5%, 6%, or 7% monthly interest to the investor. Visit to learn more about the offering and to obtain information as an investor.



Colorado Hard
Money Loans

Hard money loans are often the quickest, surest way to have the funds to acquire property, when traditional underwriting will take too long. Collateral for hard money loans in Colorado may run the spectrum from raw land on the eastern plains to resort property at tree line in our beautiful Colorado high country.

Benefits of Hard
Money Loans

Hard money loan amounts are generally a function of the property’s value, not the acquisition cost. Hard money loans are a great source of bridge financing, turnarounds, construction, rehabilitations or “Fix and Flips”. In short, a hard money loan can make your deal happen, when you really need to make that Colorado investment work out for the better.

Why Choose us for
Hard Money Loans?

Robert Kearney has a wide range of experience in the real estate world. With experience in construction, property zoning and rezoning, development, lending, workouts, property investment, workouts, property management and more, this hard money lender has seen complex financings from every angle.

companyRobert Kearney Profile

Mr. Kearney is the President of Cottonwood Mews Development, Inc., the General Partner of the Lynx Loan Fund, LLLP. He is also President and Founder of Abbey Mortgage & Investments, Inc. These two entities have originated and funded private hard money loans in the Denver Metro Area, along the Front Range and across Colorado, secured by real estate since their inception (both in 1997). Mr. Kearney has developed sources of funds for various business loans for business purposes placed by Abbey Mortgage & Investments for both residential and commercial properties. These sources cover the entire spectrum of credit quality and type of secured asset in which the fund will invest all across Colorado, Denver Metro Area, Northern Colorado and the Western Slope. Hard Money loans in these markets are available to borrowers who meet the company’s requirements..

Mr. Kearney is the primary individual responsible for developing the relationships with other lenders, investors, and brokers who provide the bulk of referrals for the Fund’s private loans. Asset-based loans, or hard money loans, are uniquely appropriate for Fix and Flip investors and other real estate investors in major markets, where bank lending is not as easy as it used to be.

His broad financial experience over the past 30 plus years, including 26 years in Colorado and the Front Range and the Denver Metro area in particular, has included many facets of real estate and secured lending. They include management and disposition of “OREO” (other real estate owned) for a large regional bank, construction lending to commercial and residential projects, revenue bond financings supported by rated bank letters of credit, market analysis for national retail concepts, site selection analysis, construction management consulting, residential and commercial rehabilitation, residential development and construction, land use changes and rezoning work, originations of residential and commercial loans to institutional investors, hard money lending originations to residential and commercial borrowers, and management of foreclosure actions on various types of loans. He served on the Planning and Zoning Commission of Berthoud, Colorado, a rapidly growing Northern Colorado Town, for 5 years during a period when the town put in place comprehensive growth plans and approved annexations and development planning for thousands of acres of subdivisions that will be developed over the next 30 to 75 years. Hard Money loans in all these areas – Denver, the Front Range, Colorado Springs, Fort Collins and Greeley, and even on the Western Slope provide needed capital for real estate investors.

After growing up in a small Midwestern town, he earned a BA, Cum Laude, in Economics from Carleton College in Northfield, Minnesota, and an MBA from Harvard University in Cambridge, Massachusetts. He has lived and worked in Colorado, since 1984.

Abbey Mortgage & Investments, Inc Staff

BobEmrickBob Emrick

Abbey Mortgage & Investments, Inc.
549 N 4th St
Berthoud, CO
Direct: (303) 786-7575
Office: (970) 532-4243

Bob Emrick has been involved in the development, finance and disposition of real estate in Colorado since 1982. Prior to founding one of the top producing mortgage firms in the Denver area in the 1990’s, Bob spent a decade lending for Wells Fargo and Company’s commercial lending division. A frequent speaker at the National Association of Home Builders, Bob has spent a considerable amount of his professional life developing relationships with developers, investors and lenders throughout the country.

Bob is primarily involved in business development for Abbey, creating relationships with borrowers that see a unique value in private lending for their business needs. Bob works closely with Mr. Kearney to create relationships with both strategic partners and borrowers.

A University of Colorado graduate, Bob has made Boulder his home for more than 35 years, he has been intimately involved in hundreds of successful transactions. As a lender, builder and developer Bob brings clear insight into what it takes to bring a real estate transaction to a successful conclusion for all parties.

As both his children were born in Boulder, Bob considers himself a Colorado native, well almost. Bob is very active in his community, as a firefighter, emergency medical responder and chief training officer for the Sugarloaf Fire Protection District. When the season dictates, Bob finds himself involved in the incident command structure for the US Forest Service in wildland firefighting and disaster relief.